Get A FREE Money Transfer Quote From Smart Currency Exchange

  • Bank Beating Exchange Rates
  • FSA Authorised and Regulated
  • Same-day International Transfers
  • No Fees and 0% Commission
  • Secure, Segregated Accounts
  • Eliminate Currency Risks

Best Exchange Rates

Smart Currency Exchange offers private and corporate clients better-than-bank exchange rates. You can save up to 4% compared to your high street bank. That's £40 on every £1,000 transferred, or £400 on every £10,000 transferred.

No Commission

At Smart Currency Exchange, our 0% commission environment allows everybody at Smart to deliver the very best service for our clients. Additionally, unlike most UK international payment specialists, Smart's traders are not paid on commission, thus your trader is working for you and not their pay packet.


Smart doesn't charge any fees on amounts above £3,000 (if below a fee of £5.00 applies). Rather than being subject to high bank charges of up to £40 per transfer, speak to a Smart trader who can substantially reduce your money transfer fees (if not eliminate them completely!).

'I am very happy using Smart Currency Exchange. I find the service simple, fast and easy.' Mr Andrew Sherwood

'Thanks for this great regular service. It amazes me why people go to the banks for currency transfers. I can only assume that this is down to ignorance on their part' Gary Cooper

Security of Funds

Making sure your funds are completely safe and secure is an important factor when choosing which international payment specialist to use for sending money overseas.

Smart is authorised by FCA and regulated by HM Revenue & Customs under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services. Smart have been trading in foreign exchange since 2004 and are registered with Customs and Excise (MLR 12198457).Company number is 5282305. All funds are held in secure, segregated client accounts which are separate from any operating bank accounts.

Smart is a full member of the UK's Money Transmitters Association (UKMTA). The UKMTA exists to represent money service businesses that are fully registered with HM Revenue and Customs for the purpose of international money transfers. The association is an important entity and was created to promote shared high standards across the foreign exchange industry.